Terms and Conditions

Effective Date: October 3, 2026
Last Updated: October 3, 2026

These Terms and Conditions (“Terms”) govern your access to and use of kentuckyfirehousebuyer.com (the “Website”) and services offered through the Website by Kentucky Fire House Buyer (“Kentucky Fire House Buyer,” “we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:

Fire-damaged property;
Smoke-damaged property;
Water-damaged property;
Structurally damaged property;
Distressed property;
Vacant property;
Inherited property;
Probate property;
Property facing foreclosure;
Property subject to liens;
Property requiring substantial repairs; and
Other residential or investment property.

Depending on a particular transaction, we may:

Evaluate a property ourselves;
Purchase or seek to purchase it;
Facilitate a potential cash offer;
Connect a seller with a local cash buyer;
Refer or route an opportunity to another investor;
Work with licensed real estate professionals where legally required;
Enter into a purchase contract;
Acquire contractual or equitable rights;
Assign contractual rights where legally and contractually permitted; or
Determine that neither we nor another prospective purchaser is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Kentucky Fire House Buyer operates within the real estate investment, property-acquisition, cash-buyer, marketing, referral, and lead-generation marketplace.

Depending on the actual transaction, we may act as:

A prospective purchaser;
A real estate investor;
A property-acquisition business;
A lead-generation service;
A service connecting property owners with prospective purchasers;
A contract purchaser;
A holder of contractual rights;
An affiliate or business partner of another purchaser; or
A combination of these roles.

Our precise role depends on the facts and applicable written agreements.

Unless separately established through an appropriate written agreement, we do not act as your:

Real estate broker;
Seller’s real estate agent;
Attorney;
Accountant;
Financial adviser;
Tax adviser;
Insurance adviser;
Public adjuster;
Contractor;
Engineer;
Appraiser;
Fiduciary;
Housing counselor;
Mortgage broker;
Debt adjuster;
Foreclosure-assistance provider; or
Other professional adviser.

3. Lead Generation and Local Buyer Matching

The Website expressly connects some property owners with independent local house buyers.

After reviewing your information, we may introduce or route the property opportunity to one or more prospective purchasers.

An independent purchaser may:

Research the property;
Contact you;
Evaluate property condition;
Estimate repairs;
Determine its own offer;
Conduct due diligence;
Negotiate terms; and
Enter into a transaction directly with you.

Independent purchasers are responsible for their own:

Statements;
Representations;
Offers;
Contracts;
Financing;
Licensing obligations;
Privacy practices;
Performance; and
Compliance with applicable law.

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell your property.

A Website form submission is not a real estate purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.

5. No Obligation to Purchase

Submitting information does not require Kentucky Fire House Buyer or another:

Investor;
Cash buyer;
Contract purchaser;
Affiliate;
Acquisition partner;
Broker; or
Other prospective purchaser

to:

Evaluate the property;
Make an offer;
Maintain a previous offer;
Continue negotiations;
Purchase the property; or
Complete a transaction.

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

You are at least 18 years old;
You possess legal capacity to enter contracts;
Information you provide is materially accurate to the best of your knowledge;
You own the property, hold an ownership interest, or are authorized to communicate concerning it; and
Your use of the Website complies with applicable law.

Submission by one co-owner does not necessarily establish authority to bind every owner.

7. Property Information and Research

We may request or obtain information concerning:

Property address;
Property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical and plumbing conditions;
Roof and foundation conditions;
Occupancy;
Repairs;
Permits;
Insurance claims;
Desired sale timeline;
Ownership;
Mortgages;
Liens;
Property taxes;
Probate;
Foreclosure;
Inheritance; and
Other matters relevant to evaluating a transaction.

You authorize us and prospective purchasers evaluating the opportunity to research the property using lawful sources.

8. Preliminary Offers

Any preliminary:

Cash offer;
Property valuation;
Price range;
Repair estimate; or
Similar indication of value

is non-binding unless incorporated into a legally enforceable written agreement.

A preliminary offer may change following due diligence.

9. Illustrative Offer Formula

The Website may describe an offer methodology substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

This formula is illustrative.

Actual assumptions may vary concerning:

After-repair value;
Repairs;
Holding expenses;
Property taxes;
Insurance;
Utilities;
Closing expenses;
Resale expenses;
Market conditions;
Risk; and
Investment return.

No specific offer is guaranteed.

10. Binding Transactions

A binding property transaction arises only when the applicable parties execute legally enforceable written transaction documents.

A transaction may depend on:

Ownership verification;
Authority to sell;
Title review;
Property access;
Due diligence;
Mortgages;
Liens;
Taxes;
Disclosure requirements;
Licensing requirements;
Closing requirements; and
Other contractual or legal conditions.

11. Kentucky Seller Disclosure Law

Kentucky does not impose the Kentucky Real Estate Commission Seller’s Disclosure of Property Condition form in every private residential sale regardless of circumstances.

KRS 324.360 applies to sales and purchases involving single-family residential real estate when a person licensed under Kentucky’s real estate licensing chapter receives compensation.

Where that statute applies, the seller-disclosure process described below must be followed.

12. Kentucky Real Estate Commission Disclosure Form

Where KRS 324.360 applies, the Kentucky Real Estate Commission authorizes a Seller’s Disclosure of Property Condition form covering matters including:

Basement condition;
Roof condition;
Water supply;
Sewage service;
Plumbing;
Electrical systems;
Heating and cooling systems;
Structural conditions;
Drainage;
Boundaries;
Environmental matters;
Code violations;
Fire or other disaster damage; and
Other property conditions.

The disclosure is based on the seller’s knowledge.

It is not itself:

A warranty;
A guarantee;
A professional inspection; or
A substitute for buyer due diligence.

13. Fire Damage Is Expressly Asked About on the Kentucky Form

The current Kentucky Real Estate Commission form specifically asks whether the house has ever been damaged by fire or another disaster.

Where the form applies and the seller knows of prior fire damage, the applicable question should be answered truthfully.

Fire damage may also relate to other form sections concerning:

Electrical systems;
Chimneys and fireplaces;
Structural components;
Floors and walls;
Roofs;
Water or drainage problems;
Mold or fungi;
Repairs;
Code violations; and
Other known conditions.

14. Correction of the Website’s “Kentucky Code § 55-2501” Claim

The Website currently states that “Kentucky Code § 55-2501” requires every property seller to complete a Property Disclosure Statement detailing fire-damage history.

These Terms do not rely on that citation.

The operative Kentucky Real Estate Commission seller-disclosure statute relevant here is KRS 324.360.

The applicability and timing rules of KRS 324.360 control over generic Website statements.

15. The Disclosure Requirement Is Not Universal

The Website’s statement that every Kentucky property seller must complete the KREC disclosure form is too broad.

KRS 324.360 expressly states that it applies to sales and purchases involving single-family residential real estate if a person licensed under Chapter 324 receives compensation.

Other disclosure duties may exist in a transaction even where KRS 324.360 does not apply, including duties arising from:

Fraud law;
Contract representations;
Federal law;
Specific statutes;
Insurance issues;
Building-code requirements; or
Other circumstances.

16. Listing Transactions

Where KRS 324.360 applies and a seller signs a listing agreement or similar agreement under which a licensee will market the property, the seller generally must complete and sign the applicable disclosure form at that time.

The listing agent must provide the form to a prospective buyer or authorized representative upon request.

After receiving a signed written offer, the listing agent generally must deliver the form within the period required by Kentucky law.

17. For-Sale-by-Owner Transactions Involving a Licensee

Where the owner has no listing agreement but a licensed real estate professional becomes involved in a transaction subject to KRS 324.360, the licensee generally must provide a blank disclosure form to the seller and request that the seller complete and sign it.

If the seller completes it, the licensee must deliver it to the buyer or potential buyer within the statutory period following creation of an executory sales contract.

18. Seller Refusal to Complete the KREC Form

Kentucky’s statutory framework expressly addresses a seller who refuses to complete and sign the KREC disclosure form.

Where the statute applies, the participating broker or sales associate must communicate the seller’s refusal in writing to the purchaser or prospective purchaser without unreasonable delay.

Accordingly, these Terms should not describe the form as though refusal is legally impossible.

19. Exceptions to the KREC Disclosure Form

The KRS 324.360 disclosure form is not required for specified transactions including:

Residential purchases of qualifying new homes where a warranty is offered;
Sales of real estate at auction; and
Court-supervised foreclosure sales.

Other legal obligations may still apply.

20. No Universal Fire-Documentation Package

The Website currently contains educational language recommending or implying that Kentucky sellers must maintain and deliver:

Fire-department reports;
Insurance-claim files;
Contractor invoices;
Professional assessment reports;
Photographs;
Building inspection certificates;
Repair records;
Code-compliance documents; and
Other detailed fire records.

These documents may be valuable for:

Insurance;
Property evaluation;
Buyer due diligence;
Completing disclosures;
Repair verification;
Contract negotiations; and
Explaining known property conditions.

However, Kentucky does not impose one universal statutory rule requiring every seller automatically to provide every historical fire, insurance, contractor, engineering, inspection, and repair document to every buyer.

21. Unsupported Litigation and Settlement Claims

The Website contains anecdotal and statistical statements concerning:

Particular settlement amounts;
Percentages of property litigation involving incomplete disclosures;
Specific lawsuits;
Market-value losses; and
Other claimed outcomes.

These Website Terms do not guarantee or adopt those statements as legal rules or typical outcomes.

Actual liability depends on:

Applicable law;
The seller’s knowledge;
Contract terms;
Licensing involvement;
Disclosure requirements;
Causation;
Damages; and
The facts of the specific transaction.

22. Licensed Real Estate Professionals and Known Defects

Kentucky may discipline licensed real estate professionals for substantial misrepresentations or failure to disclose known defects that substantially affect property value.

If a Kentucky real estate licensee participates in a transaction, applicable professional duties remain in effect.

Nothing in an as-is cash transaction eliminates a licensee’s independent statutory obligations.

23. As-Is Transactions

The Website advertises potential purchases of property in its current or “as-is” condition.

An as-is transaction may allow the seller to sell without performing repairs requested by a particular purchaser.

However, “as-is” does not automatically eliminate:

KRS 324.360 requirements where applicable;
Fraud or misrepresentation liability;
Duties of participating licensees;
Contractual representations;
Federal disclosures;
Title obligations; or
Other non-waivable legal duties.

The signed purchase agreement and applicable law determine the legal effect of an as-is provision.

24. Inspections and Due Diligence

The Website may advertise:

No formal inspection;
No repairs;
No appraisal contingency;
No financing contingency; or
Similar streamlined terms.

These statements describe possible transaction structures.

They do not:

Eliminate applicable disclosure duties;
Prevent due diligence permitted by the purchase agreement;
Authorize concealment;
Authorize fraud; or
Override signed transaction documents.

A purchaser may choose to:

Inspect the property;
Obtain contractor estimates;
Obtain structural evaluations;
Review fire reports;
Review insurance information;
Review permits;
Examine title; or
Conduct other due diligence.

25. Fast Closing and Similar Advertising Statements

The Website may advertise:

Cash offers within approximately 24 hours;
Closing in approximately 7 to 14 days;
Flexible closing dates;
No repairs;
As-is purchases;
No real estate-agent commission;
No seller fees;
Buyer-paid closing costs;
No inspection;
No appraisal contingency; and
No financing contingency.

These statements describe transaction structures that may be available.

Actual timing and terms may depend on:

Property condition;
Ownership;
Title;
Mortgages;
Liens;
Disclosure compliance;
Licensing requirements;
Buyer availability;
Property access;
Due diligence;
Insurance issues;
Closing requirements; and
Other circumstances.

26. Closing Costs, Fees, and Commissions

Where a prospective purchaser agrees to:

Pay specified closing costs;
Purchase without a listing agent;
Charge no seller commission;
Charge no particular seller fee; or
Pay specified title or closing expenses,

the actual obligations of the parties will be determined by signed transaction documents and the final settlement or closing statement.

Website advertising does not override executed agreements.

27. Kentucky Real Estate Licensing

Kentucky generally requires an appropriate real estate license before a person engages in regulated real estate brokerage.

Real estate brokerage includes specified activities undertaken for others for compensation or valuable consideration, including:

Selling or offering to sell;
Buying or offering to buy;
Negotiating purchases or sales;
Dealing in options;
Referring prospects in regulated circumstances; and
Other activities defined by Kentucky law.

Nothing on the Website authorizes unlicensed brokerage activity.

28. Kentucky Wholesaling and Equitable Interests

Kentucky specifically amended its real estate licensing law in 2023 to address equitable-interest advertising.

Kentucky law defines real estate brokerage to include advertising for sale an equitable interest in a contract for the purchase of real property between a property owner and a prospective purchaser.

An unlicensed person may not advertise such an equitable interest for sale.

Accordingly, any wholesaling strategy involving advertising a contractual or equitable interest must be structured consistently with Kentucky real estate licensing law.

29. Assignment Is Different From Advertising an Equitable Interest

A purchase agreement may contain assignable contractual rights.

Whether those contractual rights can be assigned depends on:

The purchase agreement;
General contract law;
Applicable real estate licensing law;
The nature of the marketing;
The person’s capacity; and
Other applicable requirements.

The existence of an assignable contract does not authorize an unlicensed person to advertise an equitable interest where Kentucky law treats that advertising as brokerage.

30. Contractual Interest Is Not Legal Title

Holding an equitable or contractual interest under a purchase contract is different from owning legal title.

A contract purchaser should not falsely represent that:

It owns legal title;
It is the deed owner;
It has authority greater than its contract provides; or
Title has already transferred.

31. Owner Exemption

Kentucky law contains specified exemptions for property owners dealing with property they actually own or lease in the ordinary course of managing or investing in that property.

Those owner exemptions do not automatically apply to every equitable-interest, referral, assignment, or marketing arrangement.

The actual structure should be evaluated under Kentucky law.

32. Referral Fees and Lead Compensation

Kentucky restricts how licensed real estate brokers may split fees or compensate unlicensed persons for regulated activities.

Lead-generation and buyer-referral arrangements therefore should be structured so that an unlicensed person is not paid for performing an act Kentucky law requires a real estate license to perform.

33. Foreclosure and Financial Distress

The Website markets to homeowners who may be:

Behind on mortgage payments;
Facing foreclosure;
Experiencing financial distress;
Dealing with liens; or
Seeking a rapid sale.

We are not your:

Mortgage lender;
Mortgage servicer;
Attorney;
Financial adviser;
Credit counselor;
Housing counselor;
Debt adjuster;
Mortgage broker;
Loan-modification provider; or
Foreclosure-assistance provider

unless a separate legally compliant relationship expressly establishes otherwise.

Selling property may be one possible response to financial distress, but it is not necessarily the only option.

34. Kentucky Debt-Adjusting Law

Kentucky regulates “debt adjusting,” which can include providing or offering specified debt-adjustment, settlement, modification, or foreclosure-assistance services for compensation.

A company providing regulated debt-adjusting services may be subject to requirements concerning:

Registration;
Contracts;
Insurance;
Bonding;
Information security;
Consumer notices;
Advance compensation; and
Other conduct.

A straightforward arm’s-length purchase of real estate does not automatically create a debt-adjusting relationship merely because a seller is in foreclosure.

35. Fourteen-Day Debt-Adjusting Cancellation Right

Where Kentucky Chapter 380 applies to a debt-adjusting agreement, the debtor generally has a right to cancel the contract until midnight of the fourteenth day after signing.

The agreement must contain the statutory cancellation notice in the legally required form.

If the required notice has not been provided, additional cancellation rights may continue until compliance.

Nothing in these Website Terms shortens a statutory right.

36. Debt-Adjusting Contract Requirements

Where a covered debt-adjusting relationship exists, Kentucky requires a written agreement containing specified information including:

The debtor’s identifying information;
The debt adjuster’s identifying and contact information;
Description of services;
Compensation and fees;
Payment schedules where applicable;
Cancellation rights;
Attorney General contact information; and
Warnings concerning the limitations of debt-adjustment services.

37. Advance-Fee and Registration Restrictions

A business providing covered debt-adjusting or foreclosure-assistance services may be subject to:

Registration with the Kentucky Attorney General;
Insurance requirements;
Bond or letter-of-credit requirements;
Restrictions on collection of advance compensation; and
Additional requirements when the debt is secured by residential real property.

Unless separately established and legally compliant, Kentucky Fire House Buyer does not provide debt-adjusting services.

38. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

We act for your lender;
We act for your mortgage servicer;
We act for the Commonwealth of Kentucky or federal government;
We guarantee foreclosure will stop;
We guarantee a loan modification;
We will negotiate your mortgage debt;
You should stop contacting your lender;
You should stop making legally required payments; or
Selling your property through us is your only available option.

39. Probate and Inherited Property

Submitting inherited or probate property does not establish that the submitting person has authority to sell.

A transaction may require:

Executor or administrator authority;
Fiduciary authority;
Trustee authority;
Court documents;
Participation of heirs;
Appropriate deeds;
Affidavits; or
Other evidence of authority.

40. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

Insurance company;
Insurance agent;
Public adjuster;
Insurance attorney; or
Insurance adviser

unless separately established through a legally compliant arrangement.

You are responsible for understanding:

Insurance coverage;
Claim requirements;
Proof-of-loss obligations;
Claim deadlines;
Insurance proceeds;
Mortgage-holder rights;
Repair obligations;
Assignment restrictions;
Recoverable depreciation;
Policy conditions; and
Tax consequences.

41. Kentucky 2026 Contractor and Insurance-Assignment Changes

Kentucky amended laws in 2026 governing certain contractors and assignments of insurance benefits connected to real-property work.

Those rules address contractor conduct, insurance-benefit assignments, marketing, cancellation fees, and fraudulent insurance practices.

They should not be confused with assignment of a real estate purchase contract.

Nothing on the Website authorizes improper assignment of insurance benefits or prohibited contractor conduct.

42. Permits, Building Codes, and Unsafe Structures

Fire-damaged property may be subject to:

Building-code violations;
Unsafe-structure determinations;
Condemnation;
Repair permits;
Building permits;
Electrical permits;
Demolition requirements;
Fire-code requirements;
Utility restrictions; or
Other local requirements.

Applicable requirements vary by municipality and county.

An as-is sale does not waive governmental requirements.

43. Telephone Communications

By providing a telephone number and requesting information or an offer, you authorize us to respond concerning:

Your property;
Property research;
Scheduling;
Offers;
Buyer matching;
Follow-up; and
Potential transactions.

Additional consent will be obtained where applicable law requires it for regulated automated, artificial-voice, prerecorded, or marketing communications.

44. Recording of Communications

Kentucky defines unlawful eavesdropping by reference to recording or intercepting a wire or oral communication without the consent of at least one party.

Kentucky is therefore generally treated as a one-party-consent jurisdiction for ordinary calls.

We or service providers acting on our behalf may record calls for legitimate purposes including:

Quality assurance;
Training;
Documentation;
Compliance;
Fraud prevention; and
Security.

Because another caller may be physically located in a stricter jurisdiction, additional notice or consent may be required.

Where another applicable law imposes a stricter consent requirement, we will follow that requirement.

45. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

Your inquiry;
Your property;
Scheduling;
Offers;
Buyer matching;
Follow-up; and
Potential transactions.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing text communications are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

46. Email Communications

By providing an email address, you authorize us to communicate regarding:

Your property;
Potential offers;
Prospective purchasers;
Scheduling;
Follow-up;
Services; and
Potential transactions.

Applicable promotional emails will provide an unsubscribe mechanism.

47. Electronic Communications

Where permitted by law, you consent to receive Website and transaction communications electronically.

These may include:

Email;
Text messages;
Electronic documents; and
Website notices.

48. Privacy

Our collection, use, disclosure, sale, retention, and other processing of personal information is described in our Privacy Policy.

The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.

49. Independent Decision-Making

Selling real estate may have significant:

Legal;
Financial;
Tax;
Insurance; and
Personal consequences.

You may wish to obtain independent advice from:

A Kentucky attorney;
A licensed Kentucky real estate professional;
A tax professional;
An accountant;
An insurance professional;
A contractor;
An engineer;
An appraiser;
A HUD-approved housing counselor; or
Another qualified professional.

50. No Professional Advice

Website content does not constitute individualized:

Legal advice;
Tax advice;
Accounting advice;
Financial advice;
Insurance advice;
Construction advice;
Engineering advice;
Appraisal advice;
Mortgage advice; or
Foreclosure advice.

51. No Automatic Brokerage, Agency, or Fiduciary Relationship

Use of the Website does not itself create:

A real estate brokerage relationship;
Seller representation;
Buyer representation;
Agency;
A fiduciary relationship;
A partnership;
A joint venture; or
Employment.

Where a Kentucky licensed real estate professional participates in a regulated capacity, applicable written brokerage documents and statutory duties control.

52. Acceptable Use

You may not:

Use the Website unlawfully;
Submit fraudulent leads;
Knowingly submit materially false information;
Impersonate another person;
Submit property information without authority;
Attempt unauthorized system access;
Introduce malicious code;
Circumvent security;
Abuse Website forms; or
Violate another person’s rights.

53. Intellectual Property

Unless otherwise stated, the Website and its original:

Text;
Branding;
Graphics;
Photographs;
Videos;
Designs;
Layout; and
Software

are owned by or licensed to Kentucky Fire House Buyer.

You may not commercially reproduce or exploit protected Website materials without appropriate authorization.

54. Third-Party Websites and Services

We may link to or integrate with third-party websites or services.

We do not control and are not responsible for third-party:

Content;
Privacy practices;
Security;
Products;
Services;
Representations; or
Conduct.

55. Website Availability

We may modify, restrict, suspend, or discontinue portions of the Website.

Continuous, uninterrupted, secure, or error-free access is not guaranteed.

56. No Guarantee of Transaction

We do not guarantee:

An offer;
Fair-market-value pricing;
Any particular price;
Any particular closing date;
Assignment of a contract;
Availability of a buyer;
Completion of a transaction; or
Any particular financial result.

57. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
TITLE; AND
NON-INFRINGEMENT.

Nothing in these Terms excludes protections that applicable law does not permit to be excluded.

58. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, KENTUCKY FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed purchase, assignment, brokerage, debt-adjusting, or other real estate transaction agreement unless that agreement expressly provides otherwise.

59. Independent Third-Party Buyers

To the maximum extent permitted by law, we are not responsible for the independent:

Offers;
Representations;
Valuations;
Contracts;
Financing;
Privacy practices;
Performance; or
Conduct

of an unaffiliated third-party prospective purchaser.

60. Indemnification

To the extent permitted by law, you agree to indemnify Kentucky Fire House Buyer and its affiliates from claims arising from:

Your unlawful use of the Website;
Your material breach of these Terms;
Fraudulent information you knowingly submit;
Information knowingly submitted without authority; or
Your violation of another person’s rights.

61. Governing Law

These Terms are governed by the laws of the Commonwealth of Kentucky, except where applicable law requires otherwise.

62. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, and transaction-specific requirements, legal proceedings arising solely from Website use or these Terms may be brought in a court of competent jurisdiction in the Commonwealth of Kentucky.

These Website Terms do not impose mandatory arbitration.

A separately executed purchase agreement, assignment agreement, brokerage agreement, debt-adjusting agreement, or other transaction-specific agreement may contain different enforceable dispute provisions.

63. Non-Waivable Kentucky Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

Kentucky Consumer Protection Act;
Kentucky Consumer Data Protection Act;
Kentucky real estate licensing law;
KRS 324.360 seller-disclosure requirements where applicable;
Kentucky debt-adjusting law;
Kentucky communications law;
Federal mortgage-assistance rules;
Federal disclosure law; or
Other applicable law.

64. Transaction Agreements Control

These Website Terms do not replace:

Purchase agreements;
Assignment agreements;
Brokerage agreements;
Seller disclosure forms;
Title documents;
Closing documents;
Insurance-related agreements;
Debt-adjusting agreements; or
Other transaction-specific documents.

A separately executed transaction agreement governs that transaction to the extent enforceable under applicable law.

65. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another effective date identified in the revised Terms, subject to applicable law.

66. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

67. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

68. Assignment

You may not assign these Website Terms without our prior written consent.

We may assign these Website Terms in connection with:

A merger;
Acquisition;
Reorganization;
Financing;
Affiliate restructuring; or
Sale of assets,

subject to applicable law.

This Website provision does not determine whether a particular real estate purchase agreement may be assigned.

Assignment of a real estate purchase contract is governed by:

The contract itself;
Kentucky contract law;
Kentucky real estate licensing law; and
Any other applicable legal requirements.

69. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing Website use.

They do not supersede separately executed real estate transaction documents.

70. Contact Us

Questions concerning these Terms may be directed to:

Kentucky Fire House Buyer
Kentucky
United States

Website: kentuckyfirehousebuyer.com

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