Privacy Policy

Effective Date: October 3, 2026
Last Updated: October 3, 2026

Kentucky Fire House Buyer, also operating under the brand Kentucky Fire House Buyer (“Kentucky Fire House Buyer,” “we,” “us,” or “our”), respects your privacy.

This Privacy Policy explains how we collect, use, disclose, sell, retain, and otherwise process personal information when you visit kentuckyfirehousebuyer.com (the “Website”), submit information concerning real estate, request a cash offer, communicate with us, or otherwise interact with our services.

Kentucky Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace. Depending on a particular property and transaction, we may evaluate a property ourselves or connect a property owner with an affiliated or independent cash buyer, real estate investor, contract purchaser, acquisition partner, property-acquisition business, licensed real estate professional, assignee, wholesaler where lawful, or other prospective purchaser.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information:

Directly from you;
Automatically when you use the Website;
From public records;
From commercial property and real estate databases;
From advertising and analytics providers;
From telecommunications providers;
From service providers;
From prospective purchasers;
From real estate professionals;
From affiliates and business partners; and
From other lawful sources.

2. Information You Provide

When you request an offer, submit a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect information including:

First and last name;
Telephone number;
Mobile telephone number;
Email address;
Property address;
Mailing address;
Ownership information;
Whether you own or are authorized to act concerning the property;
Property type;
Property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical damage;
Plumbing damage;
Roof or foundation damage;
Occupancy information;
Repair or renovation information;
Desired selling timeline;
When you purchased or acquired the property;
Reason for considering a sale;
Asking price or pricing expectations;
Mortgage information you voluntarily provide;
Lien information;
Property-tax information;
Probate information;
Foreclosure or mortgage-default information;
Inheritance information;
Insurance information;
Insurance-claim information;
Photographs;
Videos;
Fire reports;
Inspection reports;
Engineering or structural reports;
Repair estimates;
Contractor information;
Permit information;
Insurance documents;
Ownership or title documents;
Preferred communication method;
Preferred contact time;
Information concerning a potential transaction; and
Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit information concerning a property, we may research that property using public records, commercial databases, property-data providers, prospective purchasers, and other lawful sources.

Information may include:

Ownership records;
Property-valuation records;
Property-tax information;
Recorded deeds;
Mortgages;
Liens and encumbrances;
Property characteristics;
Property sales history;
Estimated values;
Comparable property sales;
Building permits;
Building-code information;
Zoning information;
Court records where lawfully available;
Probate information;
Foreclosure information;
Homeowners-association information;
Geographic and mapping information;
Flood information;
Fire or disaster information;
Property-condition information;
Real estate market information; and
Other publicly or commercially available information.

We may combine information obtained from these sources with information you provide.

4. Information Collected Automatically

When you visit or interact with the Website, we and service providers acting on our behalf may automatically collect information such as:

Internet Protocol address;
Browser type;
Browser settings;
Operating system;
Device type;
Device identifiers;
Approximate location derived from IP address;
Referring website;
Referring advertisement;
Landing page;
Pages viewed;
Links clicked;
Date and time of Website activity;
Session information;
Form interactions;
Advertising identifiers;
Marketing-campaign information;
Lead-source information;
Conversion information;
Attribution information; and
Other technical or Website-usage information.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use technologies including:

Cookies;
Pixels;
Web beacons;
Tags;
Scripts;
Local storage;
Analytics technologies;
Advertising identifiers;
Conversion tracking;
Call tracking; and
Similar technologies.

These technologies may help us:

Operate the Website;
Maintain Website security;
Prevent fraud and spam;
Remember preferences;
Understand Website usage;
Measure traffic;
Determine which advertisements generated inquiries;
Attribute leads to marketing campaigns;
Measure conversions;
Measure advertising effectiveness;
Create or measure advertising audiences;
Support retargeting or interest-based advertising;
Improve the Website;
Improve our services; and
Conduct marketing.

Third-party advertising, analytics, telecommunications, and technology providers may process information according to their own privacy policies.

6. How We Use Personal Information

We may use personal information to:

Respond to property inquiries;
Respond to cash-offer requests;
Research submitted properties;
Verify ownership;
Evaluate property characteristics;
Evaluate fire, smoke, water, structural, electrical, or other damage;
Review repair information;
Review insurance information;
Estimate property values;
Estimate repair and renovation expenses;
Estimate acquisition, holding, closing, and resale expenses;
Determine whether we or another purchaser may be interested;
Match property owners with prospective cash buyers;
Route property opportunities to appropriate purchasers, investors, or real estate professionals;
Prepare or communicate potential offers;
Contact property owners and authorized representatives;
Schedule calls, appointments, walkthroughs, or evaluations;
Conduct due diligence;
Facilitate potential transactions;
Coordinate with buyers, brokers, attorneys, title companies, closing providers, inspectors, contractors, lenders, insurers, and other participants;
Maintain business and transaction records;
Follow up concerning property inquiries;
Provide customer support;
Operate and improve the Website;
Conduct analytics;
Measure marketing performance;
Advertise our services;
Prevent fraud, spam, abuse, and security incidents;
Protect our systems;
Maintain tax, accounting, legal, and compliance records;
Enforce agreements and policies;
Comply with applicable law; and
Establish, exercise, or defend legal claims.

7. Lead Generation and Buyer Matching

Kentucky Fire House Buyer operates within the property-buyer marketplace.

When you submit information concerning a property, we may evaluate it ourselves or provide information concerning you and the property to one or more prospective purchasers or transaction partners.

Recipients may include:

Affiliated real estate businesses;
Independent cash buyers;
Real estate investors;
Local property buyers;
Contract purchasers;
Property-acquisition businesses;
Investment groups;
Redevelopment businesses;
Acquisition partners;
Licensed real estate brokers;
Assignees where legally permitted; and
Other prospective purchasers.

Recipients may use information to:

Research the property;
Evaluate its condition;
Estimate repairs;
Determine whether they are interested;
Prepare or communicate an offer;
Contact you;
Conduct due diligence;
Negotiate terms; or
Facilitate a transaction.

Independent recipients may operate separately from us and may maintain their own privacy policies and business practices.

Submitting information does not guarantee an offer or completed transaction.

8. Real Estate Licensing and Lead Routing

Kentucky regulates specified real estate brokerage activity.

Depending on how a buyer-matching, referral, negotiation, equitable-interest, assignment, advertising, or compensation arrangement is structured, Kentucky real estate licensing requirements may apply.

Where legally required:

Regulated brokerage activity will be performed by appropriately licensed persons;
Required disclosures will be provided;
Referral compensation will comply with applicable law; and
Personal information will be disclosed consistently with applicable legal obligations.

Nothing in this Privacy Policy represents that every independent prospective purchaser acts as our agent.

9. How We Disclose Personal Information

Service Providers

We may disclose information to providers of:

Website hosting;
Website forms;
Customer relationship management;
Lead management;
Telephone services;
Call tracking;
Call recording where lawful;
Text messaging;
Email delivery;
Marketing automation;
Advertising;
Analytics;
Conversion tracking;
Property research;
Data enrichment;
Cloud storage;
Cybersecurity;
Document processing;
Accounting;
Legal services; and
Transaction support.

Prospective Purchasers and Business Partners

We may disclose seller and property information to:

Cash buyers;
Investors;
Contract purchasers;
Acquisition companies;
Assignees where lawful;
Licensed real estate professionals;
Acquisition partners; and
Other prospective purchasers.

Transaction Participants

Information may be provided to:

Buyers;
Sellers;
Brokers;
Attorneys;
Title companies;
Closing or escrow providers;
Inspectors;
Contractors;
Engineers;
Appraisers;
Lenders;
Insurance professionals; and
Other transaction participants.

Affiliates and Business Transactions

Information may be transferred among affiliates or in connection with:

A merger;
Acquisition;
Financing;
Reorganization;
Sale of assets;
Bankruptcy; or
Similar transaction.

Legal and Safety Purposes

We may disclose information where reasonably necessary to:

Comply with applicable law;
Respond to legal process;
Investigate fraud;
Protect people;
Protect property or systems;
Enforce agreements; or
Establish or defend legal rights.

10. Sale of Personal Data

Under the Kentucky Consumer Data Protection Act, a “sale of personal data” generally means an exchange of personal data by a controller to a third party for monetary consideration, subject to statutory exclusions.

Depending on how a lead-transfer arrangement is structured, transferring seller or property-owner information in exchange for monetary consideration may constitute a sale.

Statutory exclusions may apply to specified disclosures including:

Disclosures to processors;
Disclosures to affiliates;
Disclosures necessary to provide a product or service requested by the consumer;
Certain information intentionally made public by the consumer; and
Certain merger, acquisition, bankruptcy, or asset-transfer transactions.

Where the Kentucky Consumer Data Protection Act applies, qualifying consumers may opt out of covered sales of personal data.

11. Targeted Advertising

We may process or disclose personal data in connection with targeted advertising.

Where the Kentucky Consumer Data Protection Act applies and we process personal data for targeted advertising, we will clearly and conspicuously disclose that activity and provide the legally required method to opt out.

12. Kentucky Consumer Data Protection Act

The Kentucky Consumer Data Protection Act (“KCDPA”) became effective January 1, 2026.

Subject to statutory exemptions, it generally applies to a person that conducts business in Kentucky or produces products or services targeted to Kentucky residents and, during a calendar year:

Controls or processes personal data of at least 100,000 consumers; or
Controls or processes personal data of at least 25,000 consumers and derives more than 50% of gross revenue from the sale of personal data.

Certain entities and categories of information are exempt.

The inclusion of this section does not represent that Kentucky Fire House Buyer necessarily satisfies those thresholds at all times.

Where the KCDPA applies, we will comply with applicable requirements.

13. Kentucky Consumer Privacy Rights

Where the KCDPA applies, qualifying Kentucky consumers may have the right to:

Confirm Processing and Access

Confirm whether we process personal data concerning you and access applicable personal data.

Correction

Correct inaccuracies in your personal data.

Deletion

Request deletion of personal data provided by or obtained about you, subject to applicable exceptions.

Portability

Obtain certain personal data previously provided to us in a portable and, where technically practicable, readily usable format.

Opt Out of Targeted Advertising

Opt out of processing of personal data for targeted advertising.

Opt Out of Sale

Opt out of qualifying sales of personal data.

Opt Out of Certain Profiling

Opt out of profiling in furtherance of decisions producing legal or similarly significant effects concerning you.

14. Exercising Kentucky Privacy Rights

Where the KCDPA applies, we will provide one or more secure and reliable methods for submitting privacy requests.

A consumer may identify the applicable right and provide information reasonably necessary to authenticate the request.

We will not require creation of a new account solely to exercise applicable rights.

15. Response Timing

Where the KCDPA applies, we generally will respond to an authenticated consumer request without undue delay and within 45 days after receipt.

Where reasonably necessary and permitted by law, that period may be extended once by an additional 45 days, provided legally required notice and the reason for the extension are given within the original response period.

Applicable information generally will be provided free of charge up to twice annually, subject to statutory provisions governing excessive, repetitive, technically infeasible, or manifestly unfounded requests.

16. Privacy Appeals

Where the KCDPA applies and we decline to take action on an applicable privacy request, the consumer may appeal our decision.

The appeal process will be conspicuously available and substantially similar to the original request process.

We generally will respond to an applicable appeal within 60 days.

If an appeal is denied, we will provide the consumer with the legally required mechanism for contacting the Kentucky Attorney General.

17. Sensitive Data

Sensitive data under the KCDPA may include certain information concerning:

Racial or ethnic origin;
Religious beliefs;
Mental or physical health diagnosis;
Sexual orientation;
Citizenship or immigration status;
Genetic information;
Biometric information processed for unique identification;
Personal data concerning a known child; and
Precise geolocation.

Our ordinary property-offer forms are not designed to collect unnecessary sensitive data.

Please do not submit unnecessary sensitive information through standard Website forms.

Where the KCDPA requires consent before processing sensitive data, we will obtain legally required consent.

18. Data Minimization

Where the KCDPA applies, we limit collection of personal data to information that is adequate, relevant, and reasonably necessary for disclosed purposes.

Property information may reasonably be used for:

Identifying the property;
Responding to an inquiry;
Researching property characteristics;
Evaluating a potential acquisition;
Matching the property with prospective purchasers;
Communicating with the seller;
Conducting due diligence;
Preventing fraud; and
Facilitating a possible transaction.

19. Data Protection Impact Assessments

Where required by the KCDPA, we may conduct and document data protection impact assessments concerning processing activities presenting heightened risks.

Those activities may include certain:

Targeted advertising;
Sales of personal data;
Profiling;
Sensitive-data processing; and
Other higher-risk processing.

20. Telephone Communications

If you provide a telephone number, we may use it to respond to your inquiry and communicate concerning:

Your property;
Property research;
Scheduling;
Your requested offer;
Buyer matching;
Follow-up;
Potential transactions; and
Related services.

Where federal or state law requires additional consent before regulated automated, prerecorded, artificial-voice, or marketing communications are made, we will obtain legally required consent.

You may request that calls stop.

21. Recording of Calls and Communications

Kentucky generally permits recording of a wire or oral communication where at least one party to the communication has consented.

We or service providers acting on our behalf may record communications for legitimate purposes including:

Quality assurance;
Training;
Documentation;
Compliance;
Fraud prevention;
Security; and
Other legitimate business purposes.

Because callers may be physically located in jurisdictions with stricter recording-consent rules, additional notice or consent may be required.

Where another applicable law requires all-party consent or another recording procedure, we will comply with that stricter requirement.

22. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

Your inquiry;
Your property;
Scheduling;
Offers;
Buyer matching;
Follow-up;
Potential transactions; and
Related services.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing communications are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by applicable law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

Where supported, reply HELP for assistance.

23. Email Communications

We may use your email address to:

Respond to inquiries;
Communicate regarding your property;
Provide potential-offer information;
Schedule calls;
Follow up regarding prospective purchasers or transactions; and
Send marketing communications where permitted by law.

Applicable promotional emails will provide an unsubscribe mechanism.

24. Data Retention

We retain information for as long as reasonably necessary for purposes described in this Privacy Policy.

Relevant factors may include:

Whether an inquiry remains active;
Whether a property remains of interest to prospective purchasers;
Follow-up needs;
Whether a transaction occurred;
Contractual obligations;
Legal requirements;
Accounting and tax obligations;
Fraud prevention;
Litigation; and
Legitimate business recordkeeping needs.

25. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized:

Access;
Acquisition;
Use;
Disclosure;
Alteration;
Loss; and
Destruction.

No electronic system or Internet transmission can be guaranteed completely secure.

26. Security Incidents

If a qualifying security incident occurs, we will investigate the incident and comply with applicable Kentucky and federal notification obligations.

27. Children’s Privacy

The Website is intended for adults involved in real estate matters.

We do not knowingly collect personal information online from children under 13 through ordinary property-offer forms.

Where information concerning a known child is processed and parental consent is legally required, we will comply with applicable law.

28. Third-Party Websites and Services

The Website may link to or integrate with third-party websites or services.

We are not responsible for third-party:

Privacy practices;
Security;
Content;
Products;
Services;
Availability; or
Business practices.

29. Information About Other People

If you provide information concerning another:

Property owner;
Co-owner;
Heir;
Family member;
Representative;
Tenant; or
Other person,

you represent that you have authority or another lawful basis to provide that information.

30. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will revise the “Last Updated” date.

Where applicable law requires additional notice or consent concerning a material change, we will provide it.

31. Contact Us

Questions, requests, or concerns regarding this Privacy Policy may be directed to:

Kentucky Fire House Buyer
Kentucky
United States

Website: kentuckyfirehousebuyer.com

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